Market Overview
Home Prices in Mount Airy, NC
The median home value in Mount Airy, NC is $222,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Airy are priced46% below average. Mount Airy is part of the Mount Airy, NC metro area.
Over the past five years, Mount Airy home values have risen by approximately29.3%, reflecting strong long-term appreciation in this market.
Price History
Mount Airy Home Price Trend
City Comparison
Mount Airy vs. National Median
At $222,450, homes in Mount Airy cost 46% below the national median of $410,000. This makes Mount Airy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Airy?
20% Down Payment
$44,490
on $222,450
Monthly P&I
$1,160/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,473/mo
incl. taxes & insurance
Income Needed
$58,920
gross annual (30% rule)
10% Down Option
$22,245
+ PMI applies
Loan Amount (20% dn)
$177,960
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Airy, NC?
The median home value in Mount Airy is $222,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Mount Airy?
Over the past year, home values in Mount Airy have increased by 3.4%. Over five years, prices have risen approximately 29.3%.
How much do I need to earn to buy a home in Mount Airy?
To comfortably afford the median home price of $222,450 with a 20% down payment ($44,490) at today's rates (6.8%), you'd need a gross annual income of approximately $58,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Airy compare to the national average home price?
The national median home value is approximately $410,000. At $222,450, homes in Mount Airy are 46% below the national average.
What metro area is Mount Airy part of?
Mount Airy is part of the Mount Airy, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.