Market Overview
Home Prices in Mount Holly, NC
The median home value in Mount Holly, NC is $365,239 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Holly are priced11% below average. Mount Holly is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Mount Holly home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Mount Holly Home Price Trend
City Comparison
Mount Holly vs. National Median
At $365,239, homes in Mount Holly cost 11% below the national median of $410,000. This makes Mount Holly a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Holly?
20% Down Payment
$73,048
on $365,239
Monthly P&I
$1,905/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,419/mo
incl. taxes & insurance
Income Needed
$96,760
gross annual (30% rule)
10% Down Option
$36,524
+ PMI applies
Loan Amount (20% dn)
$292,191
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Holly, NC?
The median home value in Mount Holly is $365,239 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Mount Holly?
Over the past year, home values in Mount Holly have increased by 1.3%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Mount Holly?
To comfortably afford the median home price of $365,239 with a 20% down payment ($73,048) at today's rates (6.8%), you'd need a gross annual income of approximately $96,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Holly compare to the national average home price?
The national median home value is approximately $410,000. At $365,239, homes in Mount Holly are 11% below the national average.
What metro area is Mount Holly part of?
Mount Holly is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.