Market Overview
Home Prices in Pembroke, NC
The median home value in Pembroke, NC is $150,595 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and down 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pembroke are priced63% below average. Pembroke is part of the Lumberton, NC metro area.
Over the past five years, Pembroke home values have risen by approximately23.1%, reflecting strong long-term appreciation in this market.
Price History
Pembroke Home Price Trend
City Comparison
Pembroke vs. National Median
At $150,595, homes in Pembroke cost 63% below the national median of $410,000. This makes Pembroke a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pembroke?
20% Down Payment
$30,119
on $150,595
Monthly P&I
$785/mo
30-yr @ 6.8%
Total Monthly Est.
~$997/mo
incl. taxes & insurance
Income Needed
$39,880
gross annual (30% rule)
10% Down Option
$15,060
+ PMI applies
Loan Amount (20% dn)
$120,476
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pembroke, NC?
The median home value in Pembroke is $150,595 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Pembroke?
Over the past year, home values in Pembroke have decreased by 0.2%. Over five years, prices have risen approximately 23.1%.
How much do I need to earn to buy a home in Pembroke?
To comfortably afford the median home price of $150,595 with a 20% down payment ($30,119) at today's rates (6.8%), you'd need a gross annual income of approximately $39,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Pembroke compare to the national average home price?
The national median home value is approximately $410,000. At $150,595, homes in Pembroke are 63% below the national average.
What metro area is Pembroke part of?
Pembroke is part of the Lumberton, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.