Market Overview
Home Prices in Pilot Mountain, NC
The median home value in Pilot Mountain, NC is $289,788 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pilot Mountain are priced29% below average. Pilot Mountain is part of the Mount Airy, NC metro area.
Over the past five years, Pilot Mountain home values have risen by approximately34.7%, reflecting strong long-term appreciation in this market.
Price History
Pilot Mountain Home Price Trend
City Comparison
Pilot Mountain vs. National Median
At $289,788, homes in Pilot Mountain cost 29% below the national median of $410,000. This makes Pilot Mountain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pilot Mountain?
20% Down Payment
$57,958
on $289,788
Monthly P&I
$1,511/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,919/mo
incl. taxes & insurance
Income Needed
$76,760
gross annual (30% rule)
10% Down Option
$28,979
+ PMI applies
Loan Amount (20% dn)
$231,830
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pilot Mountain, NC?
The median home value in Pilot Mountain is $289,788 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Pilot Mountain?
Over the past year, home values in Pilot Mountain have increased by 6.7%. Over five years, prices have risen approximately 34.7%.
How much do I need to earn to buy a home in Pilot Mountain?
To comfortably afford the median home price of $289,788 with a 20% down payment ($57,958) at today's rates (6.8%), you'd need a gross annual income of approximately $76,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Pilot Mountain compare to the national average home price?
The national median home value is approximately $410,000. At $289,788, homes in Pilot Mountain are 29% below the national average.
What metro area is Pilot Mountain part of?
Pilot Mountain is part of the Mount Airy, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.