Market Overview
Home Prices in Pine Knoll Shores, NC
The median home value in Pine Knoll Shores, NC is $726,686 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pine Knoll Shores are priced77% above average. Pine Knoll Shores is part of the Morehead City, NC metro area.
Over the past five years, Pine Knoll Shores home values have risen by approximately34.8%, reflecting strong long-term appreciation in this market.
Price History
Pine Knoll Shores Home Price Trend
City Comparison
Pine Knoll Shores vs. National Median
At $726,686, homes in Pine Knoll Shores cost 77% above the national median of $410,000. Buyers in Pine Knoll Shores should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Pine Knoll Shores?
20% Down Payment
$145,337
on $726,686
Monthly P&I
$3,790/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,813/mo
incl. taxes & insurance
Income Needed
$192,520
gross annual (30% rule)
10% Down Option
$72,669
+ PMI applies
Loan Amount (20% dn)
$581,349
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pine Knoll Shores, NC?
The median home value in Pine Knoll Shores is $726,686 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Pine Knoll Shores?
Over the past year, home values in Pine Knoll Shores have increased by 1.1%. Over five years, prices have risen approximately 34.8%.
How much do I need to earn to buy a home in Pine Knoll Shores?
To comfortably afford the median home price of $726,686 with a 20% down payment ($145,337) at today's rates (6.8%), you'd need a gross annual income of approximately $192,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Pine Knoll Shores compare to the national average home price?
The national median home value is approximately $410,000. At $726,686, homes in Pine Knoll Shores are 77% above the national average.
What metro area is Pine Knoll Shores part of?
Pine Knoll Shores is part of the Morehead City, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.