Market Overview
Home Prices in Pinetops, NC
The median home value in Pinetops, NC is $153,800 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and down 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pinetops are priced62% below average. Pinetops is part of the Rocky Mount, NC metro area.
Over the past five years, Pinetops home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.
Price History
Pinetops Home Price Trend
City Comparison
Pinetops vs. National Median
At $153,800, homes in Pinetops cost 62% below the national median of $410,000. This makes Pinetops a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pinetops?
20% Down Payment
$30,760
on $153,800
Monthly P&I
$802/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,019/mo
incl. taxes & insurance
Income Needed
$40,760
gross annual (30% rule)
10% Down Option
$15,380
+ PMI applies
Loan Amount (20% dn)
$123,040
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pinetops, NC?
The median home value in Pinetops is $153,800 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Pinetops?
Over the past year, home values in Pinetops have increased by 3.8%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in Pinetops?
To comfortably afford the median home price of $153,800 with a 20% down payment ($30,760) at today's rates (6.8%), you'd need a gross annual income of approximately $40,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Pinetops compare to the national average home price?
The national median home value is approximately $410,000. At $153,800, homes in Pinetops are 62% below the national average.
What metro area is Pinetops part of?
Pinetops is part of the Rocky Mount, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.