Market Overview
Home Prices in Raeford, NC
The median home value in Raeford, NC is $287,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Raeford are priced30% below average. Raeford is part of the Fayetteville, NC metro area.
Over the past five years, Raeford home values have risen by approximately39.1%, reflecting strong long-term appreciation in this market.
Price History
Raeford Home Price Trend
City Comparison
Raeford vs. National Median
At $287,165, homes in Raeford cost 30% below the national median of $410,000. This makes Raeford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Raeford?
20% Down Payment
$57,433
on $287,165
Monthly P&I
$1,498/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,902/mo
incl. taxes & insurance
Income Needed
$76,080
gross annual (30% rule)
10% Down Option
$28,717
+ PMI applies
Loan Amount (20% dn)
$229,732
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Raeford, NC?
The median home value in Raeford is $287,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Raeford?
Over the past year, home values in Raeford have decreased by 0.4%. Over five years, prices have risen approximately 39.1%.
How much do I need to earn to buy a home in Raeford?
To comfortably afford the median home price of $287,165 with a 20% down payment ($57,433) at today's rates (6.8%), you'd need a gross annual income of approximately $76,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Raeford compare to the national average home price?
The national median home value is approximately $410,000. At $287,165, homes in Raeford are 30% below the national average.
What metro area is Raeford part of?
Raeford is part of the Fayetteville, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.