Market Overview
Home Prices in Ramseur, NC
The median home value in Ramseur, NC is $234,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ramseur are priced43% below average. Ramseur is part of the Greensboro-High Point, NC metro area.
Over the past five years, Ramseur home values have risen by approximately34.4%, reflecting strong long-term appreciation in this market.
Price History
Ramseur Home Price Trend
City Comparison
Ramseur vs. National Median
At $234,535, homes in Ramseur cost 43% below the national median of $410,000. This makes Ramseur a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ramseur?
20% Down Payment
$46,907
on $234,535
Monthly P&I
$1,223/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,553/mo
incl. taxes & insurance
Income Needed
$62,120
gross annual (30% rule)
10% Down Option
$23,454
+ PMI applies
Loan Amount (20% dn)
$187,628
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ramseur, NC?
The median home value in Ramseur is $234,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Ramseur?
Over the past year, home values in Ramseur have increased by 5.7%. Over five years, prices have risen approximately 34.4%.
How much do I need to earn to buy a home in Ramseur?
To comfortably afford the median home price of $234,535 with a 20% down payment ($46,907) at today's rates (6.8%), you'd need a gross annual income of approximately $62,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Ramseur compare to the national average home price?
The national median home value is approximately $410,000. At $234,535, homes in Ramseur are 43% below the national average.
What metro area is Ramseur part of?
Ramseur is part of the Greensboro-High Point, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.