Market Overview
Home Prices in Richlands, NC
The median home value in Richlands, NC is $277,779 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Richlands are priced32% below average. Richlands is part of the Jacksonville, NC metro area.
Over the past five years, Richlands home values have risen by approximately48.5%, reflecting strong long-term appreciation in this market.
Price History
Richlands Home Price Trend
City Comparison
Richlands vs. National Median
At $277,779, homes in Richlands cost 32% below the national median of $410,000. This makes Richlands a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Richlands?
20% Down Payment
$55,556
on $277,779
Monthly P&I
$1,449/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,840/mo
incl. taxes & insurance
Income Needed
$73,600
gross annual (30% rule)
10% Down Option
$27,778
+ PMI applies
Loan Amount (20% dn)
$222,223
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Richlands, NC?
The median home value in Richlands is $277,779 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Richlands?
Over the past year, home values in Richlands have increased by 4.3%. Over five years, prices have risen approximately 48.5%.
How much do I need to earn to buy a home in Richlands?
To comfortably afford the median home price of $277,779 with a 20% down payment ($55,556) at today's rates (6.8%), you'd need a gross annual income of approximately $73,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Richlands compare to the national average home price?
The national median home value is approximately $410,000. At $277,779, homes in Richlands are 32% below the national average.
What metro area is Richlands part of?
Richlands is part of the Jacksonville, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.