Market Overview
Home Prices in Roaring Gap, NC
The median home value in Roaring Gap, NC is $414,773 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roaring Gap are priced1% above average.
Over the past five years, Roaring Gap home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.
Price History
Roaring Gap Home Price Trend
2020
$264,046
$264K
—
2021
$321,683
$322K
+21.8%
2022
$375,649
$376K
+16.8%
2023
$372,755
$373K
-0.8%
2024
$396,636
$397K
+6.4%
2025
$410,161
$410K
+3.4%
2026
$414,773
$415K
+1.1%
City Comparison
Roaring Gap vs. National Median
🏠 Roaring Gap
$414,773
National Median
$410,000
At $414,773, homes in Roaring Gap cost 1% above the national median of $410,000. Buyers in Roaring Gap should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Roaring Gap?
20% Down Payment
$82,955
on $414,773
Monthly P&I
$2,163/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,747/mo
incl. taxes & insurance
Income Needed
$109,880
gross annual (30% rule)
10% Down Option
$41,477
+ PMI applies
Loan Amount (20% dn)
$331,818
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roaring Gap, NC?
The median home value in Roaring Gap is $414,773 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Roaring Gap?
Over the past year, home values in Roaring Gap have increased by 1.1%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Roaring Gap?
To comfortably afford the median home price of $414,773 with a 20% down payment ($82,955) at today's rates (6.8%), you'd need a gross annual income of approximately $109,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Roaring Gap compare to the national average home price?
The national median home value is approximately $410,000. At $414,773, homes in Roaring Gap are 1% above the national average.