Market Overview
Home Prices in Rocky Mount, NC
The median home value in Rocky Mount, NC is $189,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rocky Mount are priced54% below average. Rocky Mount is part of the Rocky Mount, NC metro area.
Over the past five years, Rocky Mount home values have risen by approximately35.2%, reflecting strong long-term appreciation in this market.
Price History
Rocky Mount Home Price Trend
City Comparison
Rocky Mount vs. National Median
At $189,756, homes in Rocky Mount cost 54% below the national median of $410,000. This makes Rocky Mount a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rocky Mount?
20% Down Payment
$37,951
on $189,756
Monthly P&I
$990/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,257/mo
incl. taxes & insurance
Income Needed
$50,280
gross annual (30% rule)
10% Down Option
$18,976
+ PMI applies
Loan Amount (20% dn)
$151,805
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rocky Mount, NC?
The median home value in Rocky Mount is $189,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Rocky Mount?
Over the past year, home values in Rocky Mount have decreased by 0.6%. Over five years, prices have risen approximately 35.2%.
How much do I need to earn to buy a home in Rocky Mount?
To comfortably afford the median home price of $189,756 with a 20% down payment ($37,951) at today's rates (6.8%), you'd need a gross annual income of approximately $50,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Rocky Mount compare to the national average home price?
The national median home value is approximately $410,000. At $189,756, homes in Rocky Mount are 54% below the national average.
What metro area is Rocky Mount part of?
Rocky Mount is part of the Rocky Mount, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.