Market Overview
Home Prices in Rocky Point, NC
The median home value in Rocky Point, NC is $371,398 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rocky Point are priced9% below average. Rocky Point is part of the Wilmington, NC metro area.
Over the past five years, Rocky Point home values have risen by approximately29.0%, reflecting strong long-term appreciation in this market.
Price History
Rocky Point Home Price Trend
City Comparison
Rocky Point vs. National Median
At $371,398, homes in Rocky Point cost 9% below the national median of $410,000. This makes Rocky Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rocky Point?
20% Down Payment
$74,280
on $371,398
Monthly P&I
$1,937/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,460/mo
incl. taxes & insurance
Income Needed
$98,400
gross annual (30% rule)
10% Down Option
$37,140
+ PMI applies
Loan Amount (20% dn)
$297,118
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rocky Point, NC?
The median home value in Rocky Point is $371,398 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Rocky Point?
Over the past year, home values in Rocky Point have decreased by 0.6%. Over five years, prices have risen approximately 29.0%.
How much do I need to earn to buy a home in Rocky Point?
To comfortably afford the median home price of $371,398 with a 20% down payment ($74,280) at today's rates (6.8%), you'd need a gross annual income of approximately $98,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Rocky Point compare to the national average home price?
The national median home value is approximately $410,000. At $371,398, homes in Rocky Point are 9% below the national average.
What metro area is Rocky Point part of?
Rocky Point is part of the Wilmington, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.