Market Overview
Home Prices in Rose Hill, NC
The median home value in Rose Hill, NC is $164,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.3% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rose Hill are priced60% below average.
Over the past five years, Rose Hill home values have risen by approximately39.3%, reflecting strong long-term appreciation in this market.
Price History
Rose Hill Home Price Trend
2020
$96,629
$97K
—
2021
$117,843
$118K
+22.0%
2022
$138,621
$139K
+17.6%
2023
$147,813
$148K
+6.6%
2024
$161,721
$162K
+9.4%
2025
$164,710
$165K
+1.8%
2026
$164,185
$164K
-0.3%
City Comparison
Rose Hill vs. National Median
🏠 Rose Hill
$164,185
National Median
$410,000
At $164,185, homes in Rose Hill cost 60% below the national median of $410,000. This makes Rose Hill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rose Hill?
20% Down Payment
$32,837
on $164,185
Monthly P&I
$856/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,087/mo
incl. taxes & insurance
Income Needed
$43,480
gross annual (30% rule)
10% Down Option
$16,419
+ PMI applies
Loan Amount (20% dn)
$131,348
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rose Hill, NC?
The median home value in Rose Hill is $164,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.3% year-over-year.
How much have home prices changed in Rose Hill?
Over the past year, home values in Rose Hill have decreased by 0.3%. Over five years, prices have risen approximately 39.3%.
How much do I need to earn to buy a home in Rose Hill?
To comfortably afford the median home price of $164,185 with a 20% down payment ($32,837) at today's rates (6.8%), you'd need a gross annual income of approximately $43,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Rose Hill compare to the national average home price?
The national median home value is approximately $410,000. At $164,185, homes in Rose Hill are 60% below the national average.