Market Overview
Home Prices in Ruffin, NC
The median home value in Ruffin, NC is $210,990 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ruffin are priced49% below average. Ruffin is part of the Greensboro-High Point, NC metro area.
Over the past five years, Ruffin home values have risen by approximately10.8%, reflecting steady appreciation in this market.
Price History
Ruffin Home Price Trend
City Comparison
Ruffin vs. National Median
At $210,990, homes in Ruffin cost 49% below the national median of $410,000. This makes Ruffin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ruffin?
20% Down Payment
$42,198
on $210,990
Monthly P&I
$1,100/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,397/mo
incl. taxes & insurance
Income Needed
$55,880
gross annual (30% rule)
10% Down Option
$21,099
+ PMI applies
Loan Amount (20% dn)
$168,792
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ruffin, NC?
The median home value in Ruffin is $210,990 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Ruffin?
Over the past year, home values in Ruffin have increased by 3.8%. Over five years, prices have risen approximately 10.8%.
How much do I need to earn to buy a home in Ruffin?
To comfortably afford the median home price of $210,990 with a 20% down payment ($42,198) at today's rates (6.8%), you'd need a gross annual income of approximately $55,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Ruffin compare to the national average home price?
The national median home value is approximately $410,000. At $210,990, homes in Ruffin are 49% below the national average.
What metro area is Ruffin part of?
Ruffin is part of the Greensboro-High Point, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.