Market Overview
Home Prices in Saint Pauls, NC
The median home value in Saint Pauls, NC is $148,339 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.2% compared to a year ago and down 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Pauls are priced64% below average. Saint Pauls is part of the Lumberton, NC metro area.
Over the past five years, Saint Pauls home values have risen by approximately21.6%, reflecting strong long-term appreciation in this market.
Price History
Saint Pauls Home Price Trend
City Comparison
Saint Pauls vs. National Median
At $148,339, homes in Saint Pauls cost 64% below the national median of $410,000. This makes Saint Pauls a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Pauls?
20% Down Payment
$29,668
on $148,339
Monthly P&I
$774/mo
30-yr @ 6.8%
Total Monthly Est.
~$983/mo
incl. taxes & insurance
Income Needed
$39,320
gross annual (30% rule)
10% Down Option
$14,834
+ PMI applies
Loan Amount (20% dn)
$118,671
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Pauls, NC?
The median home value in Saint Pauls is $148,339 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.2% year-over-year.
How much have home prices changed in Saint Pauls?
Over the past year, home values in Saint Pauls have decreased by 2.2%. Over five years, prices have risen approximately 21.6%.
How much do I need to earn to buy a home in Saint Pauls?
To comfortably afford the median home price of $148,339 with a 20% down payment ($29,668) at today's rates (6.8%), you'd need a gross annual income of approximately $39,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Pauls compare to the national average home price?
The national median home value is approximately $410,000. At $148,339, homes in Saint Pauls are 64% below the national average.
What metro area is Saint Pauls part of?
Saint Pauls is part of the Lumberton, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.