📍 Seaboard, NC · Zillow ZHVI · July 2026

Average Home Price in
Seaboard, NC

Roanoke Rapids, NC metro area · Northampton County County

Median Home Value
$95,004
↑ 12.6% year-over-year
vs. National Median
$410,000
Seaboard is 77% below
Est. Monthly Payment
$495/mo
20% down · 6.8% rate
Income Needed
$25K
gross annual (30% rule)
Median Home Value
$95,004
↑ 12.6% year-over-year

Down Payment (20%)$19,001
Monthly P&I$495/mo
With Taxes & Ins.~$629/mo
Income Needed$25,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Seaboard, NC

The median home value in Seaboard, NC is $95,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.6% compared to a year ago and up 3.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Seaboard are priced77% below average. Seaboard is part of the Roanoke Rapids, NC metro area.

Over the past five years, Seaboard home values have risen by approximately15.6%, reflecting steady appreciation in this market.

City Comparison

Seaboard vs. National Median

🏠 Seaboard
$95,004
National Median
$410,000

At $95,004, homes in Seaboard cost 77% below the national median of $410,000. This makes Seaboard a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Seaboard?

20% Down Payment
$19,001
on $95,004
Monthly P&I
$495/mo
30-yr @ 6.8%
Total Monthly Est.
~$629/mo
incl. taxes & insurance
Income Needed
$25,160
gross annual (30% rule)
10% Down Option
$9,500
+ PMI applies
Loan Amount (20% dn)
$76,003
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Seaboard, NC?
The median home value in Seaboard is $95,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.6% year-over-year.
How much have home prices changed in Seaboard?
Over the past year, home values in Seaboard have increased by 12.6%. Over five years, prices have risen approximately 15.6%.
How much do I need to earn to buy a home in Seaboard?
To comfortably afford the median home price of $95,004 with a 20% down payment ($19,001) at today's rates (6.8%), you'd need a gross annual income of approximately $25,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Seaboard compare to the national average home price?
The national median home value is approximately $410,000. At $95,004, homes in Seaboard are 77% below the national average.
What metro area is Seaboard part of?
Seaboard is part of the Roanoke Rapids, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.