Market Overview
Home Prices in Shallotte, NC
The median home value in Shallotte, NC is $322,405 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shallotte are priced21% below average. Shallotte is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro area.
Over the past five years, Shallotte home values have risen by approximately26.2%, reflecting strong long-term appreciation in this market.
Price History
Shallotte Home Price Trend
City Comparison
Shallotte vs. National Median
At $322,405, homes in Shallotte cost 21% below the national median of $410,000. This makes Shallotte a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Shallotte?
20% Down Payment
$64,481
on $322,405
Monthly P&I
$1,681/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,135/mo
incl. taxes & insurance
Income Needed
$85,400
gross annual (30% rule)
10% Down Option
$32,241
+ PMI applies
Loan Amount (20% dn)
$257,924
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shallotte, NC?
The median home value in Shallotte is $322,405 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Shallotte?
Over the past year, home values in Shallotte have increased by 1.3%. Over five years, prices have risen approximately 26.2%.
How much do I need to earn to buy a home in Shallotte?
To comfortably afford the median home price of $322,405 with a 20% down payment ($64,481) at today's rates (6.8%), you'd need a gross annual income of approximately $85,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Shallotte compare to the national average home price?
The national median home value is approximately $410,000. At $322,405, homes in Shallotte are 21% below the national average.
What metro area is Shallotte part of?
Shallotte is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area. Home prices and market conditions can vary across the broader metro region.