Market Overview
Home Prices in Smyrna, NC
The median home value in Smyrna, NC is $289,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smyrna are priced29% below average. Smyrna is part of the Morehead City, NC metro area.
Over the past five years, Smyrna home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
Smyrna Home Price Trend
City Comparison
Smyrna vs. National Median
At $289,649, homes in Smyrna cost 29% below the national median of $410,000. This makes Smyrna a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Smyrna?
20% Down Payment
$57,930
on $289,649
Monthly P&I
$1,511/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,919/mo
incl. taxes & insurance
Income Needed
$76,760
gross annual (30% rule)
10% Down Option
$28,965
+ PMI applies
Loan Amount (20% dn)
$231,719
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smyrna, NC?
The median home value in Smyrna is $289,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Smyrna?
Over the past year, home values in Smyrna have increased by 3.9%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Smyrna?
To comfortably afford the median home price of $289,649 with a 20% down payment ($57,930) at today's rates (6.8%), you'd need a gross annual income of approximately $76,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Smyrna compare to the national average home price?
The national median home value is approximately $410,000. At $289,649, homes in Smyrna are 29% below the national average.
What metro area is Smyrna part of?
Smyrna is part of the Morehead City, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.