📍 Southern Shores, NC · Zillow ZHVI · July 2026

Average Home Price in
Southern Shores, NC

Kill Devil Hills, NC metro area · Dare County County

Median Home Value
$818,661
↓ 0.6% year-over-year
vs. National Median
$410,000
Southern Shores is 100% above
Est. Monthly Payment
$4,270/mo
20% down · 6.8% rate
Income Needed
$217K
gross annual (30% rule)
Median Home Value
$818,661
↓ 0.6% year-over-year

Down Payment (20%)$163,732
Monthly P&I$4,270/mo
With Taxes & Ins.~$5,423/mo
Income Needed$216,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Southern Shores, NC

The median home value in Southern Shores, NC is $818,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Southern Shores are priced100% above average. Southern Shores is part of the Kill Devil Hills, NC metro area.

Over the past five years, Southern Shores home values have risen by approximately35.4%, reflecting strong long-term appreciation in this market.

City Comparison

Southern Shores vs. National Median

🏠 Southern Shores
$818,661
National Median
$410,000

At $818,661, homes in Southern Shores cost 100% above the national median of $410,000. Buyers in Southern Shores should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Southern Shores?

20% Down Payment
$163,732
on $818,661
Monthly P&I
$4,270/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,423/mo
incl. taxes & insurance
Income Needed
$216,920
gross annual (30% rule)
10% Down Option
$81,866
+ PMI applies
Loan Amount (20% dn)
$654,929
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Southern Shores, NC?
The median home value in Southern Shores is $818,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Southern Shores?
Over the past year, home values in Southern Shores have decreased by 0.6%. Over five years, prices have risen approximately 35.4%.
How much do I need to earn to buy a home in Southern Shores?
To comfortably afford the median home price of $818,661 with a 20% down payment ($163,732) at today's rates (6.8%), you'd need a gross annual income of approximately $216,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Southern Shores compare to the national average home price?
The national median home value is approximately $410,000. At $818,661, homes in Southern Shores are 100% above the national average.
What metro area is Southern Shores part of?
Southern Shores is part of the Kill Devil Hills, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.