Market Overview
Home Prices in Stacy, NC
The median home value in Stacy, NC is $251,779 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.8% compared to a year ago and down 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stacy are priced39% below average. Stacy is part of the Morehead City, NC metro area.
Over the past five years, Stacy home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Stacy Home Price Trend
City Comparison
Stacy vs. National Median
At $251,779, homes in Stacy cost 39% below the national median of $410,000. This makes Stacy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stacy?
20% Down Payment
$50,356
on $251,779
Monthly P&I
$1,313/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,668/mo
incl. taxes & insurance
Income Needed
$66,720
gross annual (30% rule)
10% Down Option
$25,178
+ PMI applies
Loan Amount (20% dn)
$201,423
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stacy, NC?
The median home value in Stacy is $251,779 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.8% year-over-year.
How much have home prices changed in Stacy?
Over the past year, home values in Stacy have increased by 7.8%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Stacy?
To comfortably afford the median home price of $251,779 with a 20% down payment ($50,356) at today's rates (6.8%), you'd need a gross annual income of approximately $66,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Stacy compare to the national average home price?
The national median home value is approximately $410,000. At $251,779, homes in Stacy are 39% below the national average.
What metro area is Stacy part of?
Stacy is part of the Morehead City, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.