📍 Stanfield, NC · Zillow ZHVI · July 2026

Average Home Price in
Stanfield, NC

Albemarle, NC metro area · Stanly County County

Median Home Value
$402,238
↑ 3.4% year-over-year
vs. National Median
$410,000
Stanfield is 2% below
Est. Monthly Payment
$2,098/mo
20% down · 6.8% rate
Income Needed
$107K
gross annual (30% rule)
Median Home Value
$402,238
↑ 3.4% year-over-year

Down Payment (20%)$80,448
Monthly P&I$2,098/mo
With Taxes & Ins.~$2,664/mo
Income Needed$106,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stanfield, NC

The median home value in Stanfield, NC is $402,238 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stanfield are priced2% below average. Stanfield is part of the Albemarle, NC metro area.

Over the past five years, Stanfield home values have risen by approximately38.8%, reflecting strong long-term appreciation in this market.

City Comparison

Stanfield vs. National Median

🏠 Stanfield
$402,238
National Median
$410,000

At $402,238, homes in Stanfield cost 2% below the national median of $410,000. This makes Stanfield a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stanfield?

20% Down Payment
$80,448
on $402,238
Monthly P&I
$2,098/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,664/mo
incl. taxes & insurance
Income Needed
$106,560
gross annual (30% rule)
10% Down Option
$40,224
+ PMI applies
Loan Amount (20% dn)
$321,790
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stanfield, NC?
The median home value in Stanfield is $402,238 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Stanfield?
Over the past year, home values in Stanfield have increased by 3.4%. Over five years, prices have risen approximately 38.8%.
How much do I need to earn to buy a home in Stanfield?
To comfortably afford the median home price of $402,238 with a 20% down payment ($80,448) at today's rates (6.8%), you'd need a gross annual income of approximately $106,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Stanfield compare to the national average home price?
The national median home value is approximately $410,000. At $402,238, homes in Stanfield are 2% below the national average.
What metro area is Stanfield part of?
Stanfield is part of the Albemarle, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.