Market Overview
Home Prices in State Road, NC
The median home value in State Road, NC is $254,546 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in State Road are priced38% below average. State Road is part of the Mount Airy, NC metro area.
Over the past five years, State Road home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
State Road Home Price Trend
City Comparison
State Road vs. National Median
At $254,546, homes in State Road cost 38% below the national median of $410,000. This makes State Road a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in State Road?
20% Down Payment
$50,909
on $254,546
Monthly P&I
$1,328/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,687/mo
incl. taxes & insurance
Income Needed
$67,480
gross annual (30% rule)
10% Down Option
$25,455
+ PMI applies
Loan Amount (20% dn)
$203,637
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in State Road, NC?
The median home value in State Road is $254,546 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in State Road?
Over the past year, home values in State Road have increased by 4.7%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in State Road?
To comfortably afford the median home price of $254,546 with a 20% down payment ($50,909) at today's rates (6.8%), you'd need a gross annual income of approximately $67,480. This assumes keeping total housing costs at or below 30% of gross income.
How does State Road compare to the national average home price?
The national median home value is approximately $410,000. At $254,546, homes in State Road are 38% below the national average.
What metro area is State Road part of?
State Road is part of the Mount Airy, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.