Market Overview
Home Prices in Statesville, NC
The median home value in Statesville, NC is $302,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Statesville are priced26% below average. Statesville is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Statesville home values have risen by approximately32.4%, reflecting strong long-term appreciation in this market.
Price History
Statesville Home Price Trend
City Comparison
Statesville vs. National Median
At $302,181, homes in Statesville cost 26% below the national median of $410,000. This makes Statesville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Statesville?
20% Down Payment
$60,436
on $302,181
Monthly P&I
$1,576/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,002/mo
incl. taxes & insurance
Income Needed
$80,080
gross annual (30% rule)
10% Down Option
$30,218
+ PMI applies
Loan Amount (20% dn)
$241,745
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Statesville, NC?
The median home value in Statesville is $302,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Statesville?
Over the past year, home values in Statesville have increased by 3.3%. Over five years, prices have risen approximately 32.4%.
How much do I need to earn to buy a home in Statesville?
To comfortably afford the median home price of $302,181 with a 20% down payment ($60,436) at today's rates (6.8%), you'd need a gross annual income of approximately $80,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Statesville compare to the national average home price?
The national median home value is approximately $410,000. At $302,181, homes in Statesville are 26% below the national average.
What metro area is Statesville part of?
Statesville is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.