📍 Stedman, NC · Zillow ZHVI · July 2026

Average Home Price in
Stedman, NC

Fayetteville, NC metro area · Cumberland County County

Median Home Value
$276,610
↑ 2.7% year-over-year
vs. National Median
$410,000
Stedman is 33% below
Est. Monthly Payment
$1,443/mo
20% down · 6.8% rate
Income Needed
$73K
gross annual (30% rule)
Median Home Value
$276,610
↑ 2.7% year-over-year

Down Payment (20%)$55,322
Monthly P&I$1,443/mo
With Taxes & Ins.~$1,833/mo
Income Needed$73,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stedman, NC

The median home value in Stedman, NC is $276,610 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and down 0.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stedman are priced33% below average. Stedman is part of the Fayetteville, NC metro area.

Over the past five years, Stedman home values have risen by approximately31.2%, reflecting strong long-term appreciation in this market.

City Comparison

Stedman vs. National Median

🏠 Stedman
$276,610
National Median
$410,000

At $276,610, homes in Stedman cost 33% below the national median of $410,000. This makes Stedman a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stedman?

20% Down Payment
$55,322
on $276,610
Monthly P&I
$1,443/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,833/mo
incl. taxes & insurance
Income Needed
$73,320
gross annual (30% rule)
10% Down Option
$27,661
+ PMI applies
Loan Amount (20% dn)
$221,288
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stedman, NC?
The median home value in Stedman is $276,610 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Stedman?
Over the past year, home values in Stedman have increased by 2.7%. Over five years, prices have risen approximately 31.2%.
How much do I need to earn to buy a home in Stedman?
To comfortably afford the median home price of $276,610 with a 20% down payment ($55,322) at today's rates (6.8%), you'd need a gross annual income of approximately $73,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Stedman compare to the national average home price?
The national median home value is approximately $410,000. At $276,610, homes in Stedman are 33% below the national average.
What metro area is Stedman part of?
Stedman is part of the Fayetteville, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.