Market Overview
Home Prices in Stumpy Point, NC
The median home value in Stumpy Point, NC is $342,138 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stumpy Point are priced17% below average. Stumpy Point is part of the Kill Devil Hills, NC metro area.
Over the past five years, Stumpy Point home values have risen by approximately21.8%, reflecting strong long-term appreciation in this market.
Price History
Stumpy Point Home Price Trend
City Comparison
Stumpy Point vs. National Median
At $342,138, homes in Stumpy Point cost 17% below the national median of $410,000. This makes Stumpy Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stumpy Point?
20% Down Payment
$68,428
on $342,138
Monthly P&I
$1,784/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,266/mo
incl. taxes & insurance
Income Needed
$90,640
gross annual (30% rule)
10% Down Option
$34,214
+ PMI applies
Loan Amount (20% dn)
$273,710
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stumpy Point, NC?
The median home value in Stumpy Point is $342,138 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Stumpy Point?
Over the past year, home values in Stumpy Point have increased by 2.9%. Over five years, prices have risen approximately 21.8%.
How much do I need to earn to buy a home in Stumpy Point?
To comfortably afford the median home price of $342,138 with a 20% down payment ($68,428) at today's rates (6.8%), you'd need a gross annual income of approximately $90,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Stumpy Point compare to the national average home price?
The national median home value is approximately $410,000. At $342,138, homes in Stumpy Point are 17% below the national average.
What metro area is Stumpy Point part of?
Stumpy Point is part of the Kill Devil Hills, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.