Market Overview
Home Prices in Summerfield, NC
The median home value in Summerfield, NC is $525,716 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Summerfield are priced28% above average. Summerfield is part of the Greensboro-High Point, NC metro area.
Over the past five years, Summerfield home values have risen by approximately29.9%, reflecting strong long-term appreciation in this market.
Price History
Summerfield Home Price Trend
City Comparison
Summerfield vs. National Median
At $525,716, homes in Summerfield cost 28% above the national median of $410,000. Buyers in Summerfield should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Summerfield?
20% Down Payment
$105,143
on $525,716
Monthly P&I
$2,742/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,482/mo
incl. taxes & insurance
Income Needed
$139,280
gross annual (30% rule)
10% Down Option
$52,572
+ PMI applies
Loan Amount (20% dn)
$420,573
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Summerfield, NC?
The median home value in Summerfield is $525,716 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Summerfield?
Over the past year, home values in Summerfield have increased by 1.6%. Over five years, prices have risen approximately 29.9%.
How much do I need to earn to buy a home in Summerfield?
To comfortably afford the median home price of $525,716 with a 20% down payment ($105,143) at today's rates (6.8%), you'd need a gross annual income of approximately $139,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Summerfield compare to the national average home price?
The national median home value is approximately $410,000. At $525,716, homes in Summerfield are 28% above the national average.
What metro area is Summerfield part of?
Summerfield is part of the Greensboro-High Point, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.