Market Overview
Home Prices in Sunbury, NC
The median home value in Sunbury, NC is $225,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.9% compared to a year ago and up 14.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sunbury are priced45% below average. Sunbury is part of the Virginia Beach-Norfolk-Newport News, VA-NC metro area.
Over the past five years, Sunbury home values have risen by approximately36.0%, reflecting strong long-term appreciation in this market.
Price History
Sunbury Home Price Trend
City Comparison
Sunbury vs. National Median
At $225,037, homes in Sunbury cost 45% below the national median of $410,000. This makes Sunbury a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sunbury?
20% Down Payment
$45,007
on $225,037
Monthly P&I
$1,174/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,491/mo
incl. taxes & insurance
Income Needed
$59,640
gross annual (30% rule)
10% Down Option
$22,504
+ PMI applies
Loan Amount (20% dn)
$180,030
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sunbury, NC?
The median home value in Sunbury is $225,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.9% year-over-year.
How much have home prices changed in Sunbury?
Over the past year, home values in Sunbury have increased by 9.9%. Over five years, prices have risen approximately 36.0%.
How much do I need to earn to buy a home in Sunbury?
To comfortably afford the median home price of $225,037 with a 20% down payment ($45,007) at today's rates (6.8%), you'd need a gross annual income of approximately $59,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Sunbury compare to the national average home price?
The national median home value is approximately $410,000. At $225,037, homes in Sunbury are 45% below the national average.
What metro area is Sunbury part of?
Sunbury is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area. Home prices and market conditions can vary across the broader metro region.