Market Overview
Home Prices in Sunset Beach, NC
The median home value in Sunset Beach, NC is $446,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sunset Beach are priced9% above average. Sunset Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro area.
Over the past five years, Sunset Beach home values have risen by approximately34.9%, reflecting strong long-term appreciation in this market.
Price History
Sunset Beach Home Price Trend
City Comparison
Sunset Beach vs. National Median
At $446,837, homes in Sunset Beach cost 9% above the national median of $410,000. Buyers in Sunset Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sunset Beach?
20% Down Payment
$89,367
on $446,837
Monthly P&I
$2,330/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,959/mo
incl. taxes & insurance
Income Needed
$118,360
gross annual (30% rule)
10% Down Option
$44,684
+ PMI applies
Loan Amount (20% dn)
$357,470
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sunset Beach, NC?
The median home value in Sunset Beach is $446,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in Sunset Beach?
Over the past year, home values in Sunset Beach have increased by 0.4%. Over five years, prices have risen approximately 34.9%.
How much do I need to earn to buy a home in Sunset Beach?
To comfortably afford the median home price of $446,837 with a 20% down payment ($89,367) at today's rates (6.8%), you'd need a gross annual income of approximately $118,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Sunset Beach compare to the national average home price?
The national median home value is approximately $410,000. At $446,837, homes in Sunset Beach are 9% above the national average.
What metro area is Sunset Beach part of?
Sunset Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area. Home prices and market conditions can vary across the broader metro region.