Market Overview
Home Prices in Swanquarter, NC
The median home value in Swanquarter, NC is $148,216 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Swanquarter are priced64% below average.
Over the past five years, Swanquarter home values have risen by approximately8.2%, reflecting steady appreciation in this market.
Price History
Swanquarter Home Price Trend
2020
$107,410
$107K
—
2021
$137,001
$137K
+27.5%
2022
$156,524
$157K
+14.3%
2023
$144,989
$145K
-7.4%
2024
$146,223
$146K
+0.9%
2025
$144,992
$145K
-0.8%
2026
$148,216
$148K
+2.2%
City Comparison
Swanquarter vs. National Median
🏠 Swanquarter
$148,216
National Median
$410,000
At $148,216, homes in Swanquarter cost 64% below the national median of $410,000. This makes Swanquarter a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Swanquarter?
20% Down Payment
$29,643
on $148,216
Monthly P&I
$773/mo
30-yr @ 6.8%
Total Monthly Est.
~$982/mo
incl. taxes & insurance
Income Needed
$39,280
gross annual (30% rule)
10% Down Option
$14,822
+ PMI applies
Loan Amount (20% dn)
$118,573
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Swanquarter, NC?
The median home value in Swanquarter is $148,216 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Swanquarter?
Over the past year, home values in Swanquarter have increased by 2.2%. Over five years, prices have risen approximately 8.2%.
How much do I need to earn to buy a home in Swanquarter?
To comfortably afford the median home price of $148,216 with a 20% down payment ($29,643) at today's rates (6.8%), you'd need a gross annual income of approximately $39,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Swanquarter compare to the national average home price?
The national median home value is approximately $410,000. At $148,216, homes in Swanquarter are 64% below the national average.