Market Overview
Home Prices in Todd, NC
The median home value in Todd, NC is $469,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Todd are priced14% above average. Todd is part of the Boone, NC metro area.
Over the past five years, Todd home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Todd Home Price Trend
2020
$303,901
$304K
—
2021
$376,599
$377K
+23.9%
2022
$447,892
$448K
+18.9%
2023
$453,776
$454K
+1.3%
2024
$473,233
$473K
+4.3%
2025
$481,639
$482K
+1.8%
2026
$469,302
$469K
-2.6%
City Comparison
Todd vs. National Median
🏠 Todd
$469,302
National Median
$410,000
At $469,302, homes in Todd cost 14% above the national median of $410,000. Buyers in Todd should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Todd?
20% Down Payment
$93,860
on $469,302
Monthly P&I
$2,448/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,109/mo
incl. taxes & insurance
Income Needed
$124,360
gross annual (30% rule)
10% Down Option
$46,930
+ PMI applies
Loan Amount (20% dn)
$375,442
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Todd, NC?
The median home value in Todd is $469,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Todd?
Over the past year, home values in Todd have decreased by 2.6%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Todd?
To comfortably afford the median home price of $469,302 with a 20% down payment ($93,860) at today's rates (6.8%), you'd need a gross annual income of approximately $124,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Todd compare to the national average home price?
The national median home value is approximately $410,000. At $469,302, homes in Todd are 14% above the national average.
What metro area is Todd part of?
Todd is part of the Boone, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.