Market Overview
Home Prices in Topton, NC
The median home value in Topton, NC is $398,882 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Topton are priced3% below average.
Over the past five years, Topton home values have risen by approximately35.7%, reflecting strong long-term appreciation in this market.
Price History
Topton Home Price Trend
2020
$228,703
$229K
—
2021
$293,897
$294K
+28.5%
2022
$346,558
$347K
+17.9%
2023
$343,228
$343K
-1.0%
2024
$374,720
$375K
+9.2%
2025
$386,196
$386K
+3.1%
2026
$398,882
$399K
+3.3%
City Comparison
Topton vs. National Median
🏠 Topton
$398,882
National Median
$410,000
At $398,882, homes in Topton cost 3% below the national median of $410,000. This makes Topton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Topton?
20% Down Payment
$79,776
on $398,882
Monthly P&I
$2,080/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,642/mo
incl. taxes & insurance
Income Needed
$105,680
gross annual (30% rule)
10% Down Option
$39,888
+ PMI applies
Loan Amount (20% dn)
$319,106
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Topton, NC?
The median home value in Topton is $398,882 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Topton?
Over the past year, home values in Topton have increased by 3.3%. Over five years, prices have risen approximately 35.7%.
How much do I need to earn to buy a home in Topton?
To comfortably afford the median home price of $398,882 with a 20% down payment ($79,776) at today's rates (6.8%), you'd need a gross annual income of approximately $105,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Topton compare to the national average home price?
The national median home value is approximately $410,000. At $398,882, homes in Topton are 3% below the national average.