Market Overview
Home Prices in Vilas, NC
The median home value in Vilas, NC is $431,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vilas are priced5% above average. Vilas is part of the Boone, NC metro area.
Over the past five years, Vilas home values have risen by approximately24.1%, reflecting strong long-term appreciation in this market.
Price History
Vilas Home Price Trend
2020
$272,387
$272K
—
2021
$348,161
$348K
+27.8%
2022
$410,016
$410K
+17.8%
2023
$405,600
$406K
-1.1%
2024
$431,006
$431K
+6.3%
2025
$431,567
$432K
+0.1%
2026
$431,924
$432K
+0.1%
City Comparison
Vilas vs. National Median
🏠 Vilas
$431,924
National Median
$410,000
At $431,924, homes in Vilas cost 5% above the national median of $410,000. Buyers in Vilas should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Vilas?
20% Down Payment
$86,385
on $431,924
Monthly P&I
$2,253/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,861/mo
incl. taxes & insurance
Income Needed
$114,440
gross annual (30% rule)
10% Down Option
$43,192
+ PMI applies
Loan Amount (20% dn)
$345,539
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vilas, NC?
The median home value in Vilas is $431,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Vilas?
Over the past year, home values in Vilas have increased by 0.1%. Over five years, prices have risen approximately 24.1%.
How much do I need to earn to buy a home in Vilas?
To comfortably afford the median home price of $431,924 with a 20% down payment ($86,385) at today's rates (6.8%), you'd need a gross annual income of approximately $114,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Vilas compare to the national average home price?
The national median home value is approximately $410,000. At $431,924, homes in Vilas are 5% above the national average.
What metro area is Vilas part of?
Vilas is part of the Boone, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.