Market Overview
Home Prices in Warne, NC
The median home value in Warne, NC is $293,623 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Warne are priced28% below average.
Over the past five years, Warne home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Warne Home Price Trend
2020
$176,463
$176K
—
2021
$220,673
$221K
+25.1%
2022
$266,063
$266K
+20.6%
2023
$275,268
$275K
+3.5%
2024
$296,354
$296K
+7.7%
2025
$299,464
$299K
+1.0%
2026
$293,623
$294K
-2.0%
City Comparison
Warne vs. National Median
🏠 Warne
$293,623
National Median
$410,000
At $293,623, homes in Warne cost 28% below the national median of $410,000. This makes Warne a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Warne?
20% Down Payment
$58,725
on $293,623
Monthly P&I
$1,531/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,944/mo
incl. taxes & insurance
Income Needed
$77,760
gross annual (30% rule)
10% Down Option
$29,362
+ PMI applies
Loan Amount (20% dn)
$234,898
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Warne, NC?
The median home value in Warne is $293,623 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Warne?
Over the past year, home values in Warne have decreased by 2%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Warne?
To comfortably afford the median home price of $293,623 with a 20% down payment ($58,725) at today's rates (6.8%), you'd need a gross annual income of approximately $77,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Warne compare to the national average home price?
The national median home value is approximately $410,000. At $293,623, homes in Warne are 28% below the national average.