Market Overview
Home Prices in Waynesville, NC
The median home value in Waynesville, NC is $363,127 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waynesville are priced11% below average. Waynesville is part of the Asheville, NC metro area.
Over the past five years, Waynesville home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
Waynesville Home Price Trend
City Comparison
Waynesville vs. National Median
At $363,127, homes in Waynesville cost 11% below the national median of $410,000. This makes Waynesville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waynesville?
20% Down Payment
$72,625
on $363,127
Monthly P&I
$1,894/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,405/mo
incl. taxes & insurance
Income Needed
$96,200
gross annual (30% rule)
10% Down Option
$36,313
+ PMI applies
Loan Amount (20% dn)
$290,502
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waynesville, NC?
The median home value in Waynesville is $363,127 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4% year-over-year.
How much have home prices changed in Waynesville?
Over the past year, home values in Waynesville have decreased by 4%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Waynesville?
To comfortably afford the median home price of $363,127 with a 20% down payment ($72,625) at today's rates (6.8%), you'd need a gross annual income of approximately $96,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Waynesville compare to the national average home price?
The national median home value is approximately $410,000. At $363,127, homes in Waynesville are 11% below the national average.
What metro area is Waynesville part of?
Waynesville is part of the Asheville, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.