📍 Whiteville, NC · Zillow ZHVI · July 2026

Average Home Price in
Whiteville, NC

Columbus County County

Median Home Value
$191,460
↑ 4.6% year-over-year
vs. National Median
$410,000
Whiteville is 53% below
Est. Monthly Payment
$999/mo
20% down · 6.8% rate
Income Needed
$51K
gross annual (30% rule)
Median Home Value
$191,460
↑ 4.6% year-over-year

Down Payment (20%)$38,292
Monthly P&I$999/mo
With Taxes & Ins.~$1,269/mo
Income Needed$50,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Whiteville, NC

The median home value in Whiteville, NC is $191,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and down 4.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Whiteville are priced53% below average.

Over the past five years, Whiteville home values have risen by approximately31.7%, reflecting strong long-term appreciation in this market.

City Comparison

Whiteville vs. National Median

🏠 Whiteville
$191,460
National Median
$410,000

At $191,460, homes in Whiteville cost 53% below the national median of $410,000. This makes Whiteville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Whiteville?

20% Down Payment
$38,292
on $191,460
Monthly P&I
$999/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,269/mo
incl. taxes & insurance
Income Needed
$50,760
gross annual (30% rule)
10% Down Option
$19,146
+ PMI applies
Loan Amount (20% dn)
$153,168
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Whiteville, NC?
The median home value in Whiteville is $191,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Whiteville?
Over the past year, home values in Whiteville have increased by 4.6%. Over five years, prices have risen approximately 31.7%.
How much do I need to earn to buy a home in Whiteville?
To comfortably afford the median home price of $191,460 with a 20% down payment ($38,292) at today's rates (6.8%), you'd need a gross annual income of approximately $50,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Whiteville compare to the national average home price?
The national median home value is approximately $410,000. At $191,460, homes in Whiteville are 53% below the national average.