Market Overview
Home Prices in Wingate, NC
The median home value in Wingate, NC is $327,079 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wingate are priced20% below average. Wingate is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Wingate home values have risen by approximately34.8%, reflecting strong long-term appreciation in this market.
Price History
Wingate Home Price Trend
City Comparison
Wingate vs. National Median
At $327,079, homes in Wingate cost 20% below the national median of $410,000. This makes Wingate a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wingate?
20% Down Payment
$65,416
on $327,079
Monthly P&I
$1,706/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,167/mo
incl. taxes & insurance
Income Needed
$86,680
gross annual (30% rule)
10% Down Option
$32,708
+ PMI applies
Loan Amount (20% dn)
$261,663
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wingate, NC?
The median home value in Wingate is $327,079 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Wingate?
Over the past year, home values in Wingate have increased by 1.2%. Over five years, prices have risen approximately 34.8%.
How much do I need to earn to buy a home in Wingate?
To comfortably afford the median home price of $327,079 with a 20% down payment ($65,416) at today's rates (6.8%), you'd need a gross annual income of approximately $86,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Wingate compare to the national average home price?
The national median home value is approximately $410,000. At $327,079, homes in Wingate are 20% below the national average.
What metro area is Wingate part of?
Wingate is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.