Market Overview
Home Prices in West Fargo, ND
The median home value in West Fargo, ND is $360,904 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Fargo are priced12% below average. West Fargo is part of the Fargo, ND-MN metro area.
Over the past five years, West Fargo home values have risen by approximately21.6%, reflecting strong long-term appreciation in this market.
Price History
West Fargo Home Price Trend
City Comparison
West Fargo vs. National Median
At $360,904, homes in West Fargo cost 12% below the national median of $410,000. This makes West Fargo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in West Fargo?
20% Down Payment
$72,181
on $360,904
Monthly P&I
$1,882/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,390/mo
incl. taxes & insurance
Income Needed
$95,600
gross annual (30% rule)
10% Down Option
$36,090
+ PMI applies
Loan Amount (20% dn)
$288,723
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Fargo, ND?
The median home value in West Fargo is $360,904 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in West Fargo?
Over the past year, home values in West Fargo have increased by 2.9%. Over five years, prices have risen approximately 21.6%.
How much do I need to earn to buy a home in West Fargo?
To comfortably afford the median home price of $360,904 with a 20% down payment ($72,181) at today's rates (6.8%), you'd need a gross annual income of approximately $95,600. This assumes keeping total housing costs at or below 30% of gross income.
How does West Fargo compare to the national average home price?
The national median home value is approximately $410,000. At $360,904, homes in West Fargo are 12% below the national average.
What metro area is West Fargo part of?
West Fargo is part of the Fargo, ND-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.