📍 Ainsworth, NE · Zillow ZHVI · July 2026

Average Home Price in
Ainsworth, NE

Brown County County

Median Home Value
$156,313
↓ 0.2% year-over-year
vs. National Median
$410,000
Ainsworth is 62% below
Est. Monthly Payment
$815/mo
20% down · 6.8% rate
Income Needed
$41K
gross annual (30% rule)
Median Home Value
$156,313
↓ 0.2% year-over-year

Down Payment (20%)$31,263
Monthly P&I$815/mo
With Taxes & Ins.~$1,035/mo
Income Needed$41,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ainsworth, NE

The median home value in Ainsworth, NE is $156,313 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 10% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ainsworth are priced62% below average.

Over the past five years, Ainsworth home values have risen by approximately25.0%, reflecting strong long-term appreciation in this market.

City Comparison

Ainsworth vs. National Median

🏠 Ainsworth
$156,313
National Median
$410,000

At $156,313, homes in Ainsworth cost 62% below the national median of $410,000. This makes Ainsworth a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ainsworth?

20% Down Payment
$31,263
on $156,313
Monthly P&I
$815/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,035/mo
incl. taxes & insurance
Income Needed
$41,400
gross annual (30% rule)
10% Down Option
$15,631
+ PMI applies
Loan Amount (20% dn)
$125,050
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ainsworth, NE?
The median home value in Ainsworth is $156,313 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Ainsworth?
Over the past year, home values in Ainsworth have decreased by 0.2%. Over five years, prices have risen approximately 25.0%.
How much do I need to earn to buy a home in Ainsworth?
To comfortably afford the median home price of $156,313 with a 20% down payment ($31,263) at today's rates (6.8%), you'd need a gross annual income of approximately $41,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Ainsworth compare to the national average home price?
The national median home value is approximately $410,000. At $156,313, homes in Ainsworth are 62% below the national average.