Market Overview
Home Prices in Arcadia, NE
The median home value in Arcadia, NE is $220,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.2% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arcadia are priced46% below average.
Over the past five years, Arcadia home values have risen by approximately11.2%, reflecting steady appreciation in this market.
Price History
Arcadia Home Price Trend
2020
$165,430
$165K
—
2021
$198,463
$198K
+20.0%
2022
$219,168
$219K
+10.4%
2023
$223,890
$224K
+2.2%
2024
$228,410
$228K
+2.0%
2025
$232,801
$233K
+1.9%
2026
$220,778
$221K
-5.2%
City Comparison
Arcadia vs. National Median
🏠 Arcadia
$220,778
National Median
$410,000
At $220,778, homes in Arcadia cost 46% below the national median of $410,000. This makes Arcadia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Arcadia?
20% Down Payment
$44,156
on $220,778
Monthly P&I
$1,151/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,462/mo
incl. taxes & insurance
Income Needed
$58,480
gross annual (30% rule)
10% Down Option
$22,078
+ PMI applies
Loan Amount (20% dn)
$176,622
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arcadia, NE?
The median home value in Arcadia is $220,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.2% year-over-year.
How much have home prices changed in Arcadia?
Over the past year, home values in Arcadia have decreased by 5.2%. Over five years, prices have risen approximately 11.2%.
How much do I need to earn to buy a home in Arcadia?
To comfortably afford the median home price of $220,778 with a 20% down payment ($44,156) at today's rates (6.8%), you'd need a gross annual income of approximately $58,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Arcadia compare to the national average home price?
The national median home value is approximately $410,000. At $220,778, homes in Arcadia are 46% below the national average.