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📍 Blue Springs, NE · Zillow ZHVI · July 2026

Average Home Price in
Blue Springs, NE

Beatrice, NE metro area · Gage County County

Median Home Value
$136,447
↓ 16.6% year-over-year
vs. National Median
$410,000
Blue Springs is 67% below
Est. Monthly Payment
$712/mo
20% down · 6.8% rate
Income Needed
$36K
gross annual (30% rule)
Median Home Value
$136,447
↓ 16.6% year-over-year
Down Payment (20%)$27,289
Monthly P&I$712/mo
With Taxes & Ins.~$904/mo
Income Needed$36,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Blue Springs, NE

The median home value in Blue Springs, NE is $136,447 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 16.6% compared to a year ago and down 4.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Blue Springs are priced67% below average. Blue Springs is part of the Beatrice, NE metro area.

City Comparison

Blue Springs vs. National Median

🏠 Blue Springs
$136,447
National Median
$410,000

At $136,447, homes in Blue Springs cost 67% below the national median of $410,000. This makes Blue Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Blue Springs?

20% Down Payment
$27,289
on $136,447
Monthly P&I
$712/mo
30-yr @ 6.8%
Total Monthly Est.
~$904/mo
incl. taxes & insurance
Income Needed
$36,160
gross annual (30% rule)
10% Down Option
$13,645
+ PMI applies
Loan Amount (20% dn)
$109,158
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Blue Springs, NE?
The median home value in Blue Springs is $136,447 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 16.6% year-over-year.
How much have home prices changed in Blue Springs?
Over the past year, home values in Blue Springs have decreased by 16.6%.
How much do I need to earn to buy a home in Blue Springs?
To comfortably afford the median home price of $136,447 with a 20% down payment ($27,289) at today's rates (6.8%), you'd need a gross annual income of approximately $36,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Blue Springs compare to the national average home price?
The national median home value is approximately $410,000. At $136,447, homes in Blue Springs are 67% below the national average.
What metro area is Blue Springs part of?
Blue Springs is part of the Beatrice, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.