Market Overview
Home Prices in Brainard, NE
The median home value in Brainard, NE is $281,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and up 7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Brainard are priced31% below average.
Over the past five years, Brainard home values have risen by approximately49.5%, reflecting strong long-term appreciation in this market.
Price History
Brainard Home Price Trend
2020
$165,532
$166K
—
2021
$188,490
$188K
+13.9%
2022
$219,494
$219K
+16.4%
2023
$228,182
$228K
+4.0%
2024
$243,880
$244K
+6.9%
2025
$261,044
$261K
+7.0%
2026
$281,735
$282K
+7.9%
City Comparison
Brainard vs. National Median
🏠 Brainard
$281,735
National Median
$410,000
At $281,735, homes in Brainard cost 31% below the national median of $410,000. This makes Brainard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Brainard?
20% Down Payment
$56,347
on $281,735
Monthly P&I
$1,469/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,866/mo
incl. taxes & insurance
Income Needed
$74,640
gross annual (30% rule)
10% Down Option
$28,174
+ PMI applies
Loan Amount (20% dn)
$225,388
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Brainard, NE?
The median home value in Brainard is $281,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Brainard?
Over the past year, home values in Brainard have increased by 7.9%. Over five years, prices have risen approximately 49.5%.
How much do I need to earn to buy a home in Brainard?
To comfortably afford the median home price of $281,735 with a 20% down payment ($56,347) at today's rates (6.8%), you'd need a gross annual income of approximately $74,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Brainard compare to the national average home price?
The national median home value is approximately $410,000. At $281,735, homes in Brainard are 31% below the national average.