Market Overview
Home Prices in Cedar Bluffs, NE
The median home value in Cedar Bluffs, NE is $267,748 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedar Bluffs are priced35% below average. Cedar Bluffs is part of the Omaha-Council Bluffs, NE-IA metro area.
Over the past five years, Cedar Bluffs home values have risen by approximately25.4%, reflecting strong long-term appreciation in this market.
Price History
Cedar Bluffs Home Price Trend
City Comparison
Cedar Bluffs vs. National Median
At $267,748, homes in Cedar Bluffs cost 35% below the national median of $410,000. This makes Cedar Bluffs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cedar Bluffs?
20% Down Payment
$53,550
on $267,748
Monthly P&I
$1,396/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,773/mo
incl. taxes & insurance
Income Needed
$70,920
gross annual (30% rule)
10% Down Option
$26,775
+ PMI applies
Loan Amount (20% dn)
$214,198
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedar Bluffs, NE?
The median home value in Cedar Bluffs is $267,748 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Cedar Bluffs?
Over the past year, home values in Cedar Bluffs have increased by 3.1%. Over five years, prices have risen approximately 25.4%.
How much do I need to earn to buy a home in Cedar Bluffs?
To comfortably afford the median home price of $267,748 with a 20% down payment ($53,550) at today's rates (6.8%), you'd need a gross annual income of approximately $70,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedar Bluffs compare to the national average home price?
The national median home value is approximately $410,000. At $267,748, homes in Cedar Bluffs are 35% below the national average.
What metro area is Cedar Bluffs part of?
Cedar Bluffs is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.