Market Overview
Home Prices in Ceresco, NE
The median home value in Ceresco, NE is $355,216 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ceresco are priced13% below average. Ceresco is part of the Omaha-Council Bluffs, NE-IA metro area.
Over the past five years, Ceresco home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Ceresco Home Price Trend
City Comparison
Ceresco vs. National Median
At $355,216, homes in Ceresco cost 13% below the national median of $410,000. This makes Ceresco a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ceresco?
20% Down Payment
$71,043
on $355,216
Monthly P&I
$1,853/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,353/mo
incl. taxes & insurance
Income Needed
$94,120
gross annual (30% rule)
10% Down Option
$35,522
+ PMI applies
Loan Amount (20% dn)
$284,173
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ceresco, NE?
The median home value in Ceresco is $355,216 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Ceresco?
Over the past year, home values in Ceresco have increased by 5.3%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Ceresco?
To comfortably afford the median home price of $355,216 with a 20% down payment ($71,043) at today's rates (6.8%), you'd need a gross annual income of approximately $94,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Ceresco compare to the national average home price?
The national median home value is approximately $410,000. At $355,216, homes in Ceresco are 13% below the national average.
What metro area is Ceresco part of?
Ceresco is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.