Market Overview
Home Prices in Chadron, NE
The median home value in Chadron, NE is $203,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chadron are priced50% below average.
Over the past five years, Chadron home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.
Price History
Chadron Home Price Trend
2020
$143,027
$143K
—
2021
$156,717
$157K
+9.6%
2022
$176,666
$177K
+12.7%
2023
$179,247
$179K
+1.5%
2024
$186,509
$187K
+4.1%
2025
$192,472
$192K
+3.2%
2026
$203,982
$204K
+6.0%
City Comparison
Chadron vs. National Median
🏠 Chadron
$203,982
National Median
$410,000
At $203,982, homes in Chadron cost 50% below the national median of $410,000. This makes Chadron a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chadron?
20% Down Payment
$40,796
on $203,982
Monthly P&I
$1,064/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,351/mo
incl. taxes & insurance
Income Needed
$54,040
gross annual (30% rule)
10% Down Option
$20,398
+ PMI applies
Loan Amount (20% dn)
$163,186
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chadron, NE?
The median home value in Chadron is $203,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Chadron?
Over the past year, home values in Chadron have increased by 6%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Chadron?
To comfortably afford the median home price of $203,982 with a 20% down payment ($40,796) at today's rates (6.8%), you'd need a gross annual income of approximately $54,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Chadron compare to the national average home price?
The national median home value is approximately $410,000. At $203,982, homes in Chadron are 50% below the national average.