Market Overview
Home Prices in Clatonia, NE
The median home value in Clatonia, NE is $226,615 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and up 8.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clatonia are priced45% below average. Clatonia is part of the Beatrice, NE metro area.
Price History
Clatonia Home Price Trend
2022
$194,404
$194K
—
2023
$202,646
$203K
+4.2%
2024
$212,529
$213K
+4.9%
2025
$230,006
$230K
+8.2%
2026
$226,615
$227K
-1.5%
City Comparison
Clatonia vs. National Median
🏠 Clatonia
$226,615
National Median
$410,000
At $226,615, homes in Clatonia cost 45% below the national median of $410,000. This makes Clatonia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clatonia?
20% Down Payment
$45,323
on $226,615
Monthly P&I
$1,182/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,501/mo
incl. taxes & insurance
Income Needed
$60,040
gross annual (30% rule)
10% Down Option
$22,662
+ PMI applies
Loan Amount (20% dn)
$181,292
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clatonia, NE?
The median home value in Clatonia is $226,615 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Clatonia?
Over the past year, home values in Clatonia have decreased by 1.5%.
How much do I need to earn to buy a home in Clatonia?
To comfortably afford the median home price of $226,615 with a 20% down payment ($45,323) at today's rates (6.8%), you'd need a gross annual income of approximately $60,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Clatonia compare to the national average home price?
The national median home value is approximately $410,000. At $226,615, homes in Clatonia are 45% below the national average.
What metro area is Clatonia part of?
Clatonia is part of the Beatrice, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.