Market Overview
Home Prices in David City, NE
The median home value in David City, NE is $215,974 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.5% compared to a year ago and up 8% from two years prior.
Compared to the U.S. national median of $410,000, homes in David City are priced47% below average.
Over the past five years, David City home values have risen by approximately53.0%, reflecting strong long-term appreciation in this market.
Price History
David City Home Price Trend
2020
$124,415
$124K
—
2021
$141,190
$141K
+13.5%
2022
$157,607
$158K
+11.6%
2023
$167,434
$167K
+6.2%
2024
$179,440
$179K
+7.2%
2025
$193,717
$194K
+8.0%
2026
$215,974
$216K
+11.5%
City Comparison
David City vs. National Median
🏠 David City
$215,974
National Median
$410,000
At $215,974, homes in David City cost 47% below the national median of $410,000. This makes David City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in David City?
20% Down Payment
$43,195
on $215,974
Monthly P&I
$1,126/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,430/mo
incl. taxes & insurance
Income Needed
$57,200
gross annual (30% rule)
10% Down Option
$21,597
+ PMI applies
Loan Amount (20% dn)
$172,779
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in David City, NE?
The median home value in David City is $215,974 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.5% year-over-year.
How much have home prices changed in David City?
Over the past year, home values in David City have increased by 11.5%. Over five years, prices have risen approximately 53.0%.
How much do I need to earn to buy a home in David City?
To comfortably afford the median home price of $215,974 with a 20% down payment ($43,195) at today's rates (6.8%), you'd need a gross annual income of approximately $57,200. This assumes keeping total housing costs at or below 30% of gross income.
How does David City compare to the national average home price?
The national median home value is approximately $410,000. At $215,974, homes in David City are 47% below the national average.