📍 Funk, NE · Zillow ZHVI · July 2026

Average Home Price in
Funk, NE

Phelps County County

Median Home Value
$294,183
↑ 1.3% year-over-year
vs. National Median
$410,000
Funk is 28% below
Est. Monthly Payment
$1,534/mo
20% down · 6.8% rate
Income Needed
$78K
gross annual (30% rule)
Median Home Value
$294,183
↑ 1.3% year-over-year

Down Payment (20%)$58,837
Monthly P&I$1,534/mo
With Taxes & Ins.~$1,948/mo
Income Needed$77,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Funk, NE

The median home value in Funk, NE is $294,183 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 6.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Funk are priced28% below average.

Over the past five years, Funk home values have risen by approximately29.6%, reflecting strong long-term appreciation in this market.

City Comparison

Funk vs. National Median

🏠 Funk
$294,183
National Median
$410,000

At $294,183, homes in Funk cost 28% below the national median of $410,000. This makes Funk a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Funk?

20% Down Payment
$58,837
on $294,183
Monthly P&I
$1,534/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,948/mo
incl. taxes & insurance
Income Needed
$77,920
gross annual (30% rule)
10% Down Option
$29,418
+ PMI applies
Loan Amount (20% dn)
$235,346
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Funk, NE?
The median home value in Funk is $294,183 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Funk?
Over the past year, home values in Funk have increased by 1.3%. Over five years, prices have risen approximately 29.6%.
How much do I need to earn to buy a home in Funk?
To comfortably afford the median home price of $294,183 with a 20% down payment ($58,837) at today's rates (6.8%), you'd need a gross annual income of approximately $77,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Funk compare to the national average home price?
The national median home value is approximately $410,000. At $294,183, homes in Funk are 28% below the national average.