Market Overview
Home Prices in Garland, NE
The median home value in Garland, NE is $449,157 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garland are priced10% above average. Garland is part of the Lincoln, NE metro area.
Over the past five years, Garland home values have risen by approximately33.4%, reflecting strong long-term appreciation in this market.
Price History
Garland Home Price Trend
City Comparison
Garland vs. National Median
At $449,157, homes in Garland cost 10% above the national median of $410,000. Buyers in Garland should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Garland?
20% Down Payment
$89,831
on $449,157
Monthly P&I
$2,343/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,976/mo
incl. taxes & insurance
Income Needed
$119,040
gross annual (30% rule)
10% Down Option
$44,916
+ PMI applies
Loan Amount (20% dn)
$359,326
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garland, NE?
The median home value in Garland is $449,157 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Garland?
Over the past year, home values in Garland have increased by 5.4%. Over five years, prices have risen approximately 33.4%.
How much do I need to earn to buy a home in Garland?
To comfortably afford the median home price of $449,157 with a 20% down payment ($89,831) at today's rates (6.8%), you'd need a gross annual income of approximately $119,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Garland compare to the national average home price?
The national median home value is approximately $410,000. At $449,157, homes in Garland are 10% above the national average.
What metro area is Garland part of?
Garland is part of the Lincoln, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.