📍 Geneva, NE · Zillow ZHVI · July 2026

Average Home Price in
Geneva, NE

Fillmore County County

Median Home Value
$184,237
↑ 9.5% year-over-year
vs. National Median
$410,000
Geneva is 55% below
Est. Monthly Payment
$961/mo
20% down · 6.8% rate
Income Needed
$49K
gross annual (30% rule)
Median Home Value
$184,237
↑ 9.5% year-over-year

Down Payment (20%)$36,847
Monthly P&I$961/mo
With Taxes & Ins.~$1,220/mo
Income Needed$48,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Geneva, NE

The median home value in Geneva, NE is $184,237 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.5% compared to a year ago and up 7.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Geneva are priced55% below average.

Over the past five years, Geneva home values have risen by approximately48.5%, reflecting strong long-term appreciation in this market.

City Comparison

Geneva vs. National Median

🏠 Geneva
$184,237
National Median
$410,000

At $184,237, homes in Geneva cost 55% below the national median of $410,000. This makes Geneva a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Geneva?

20% Down Payment
$36,847
on $184,237
Monthly P&I
$961/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,220/mo
incl. taxes & insurance
Income Needed
$48,800
gross annual (30% rule)
10% Down Option
$18,424
+ PMI applies
Loan Amount (20% dn)
$147,390
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Geneva, NE?
The median home value in Geneva is $184,237 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.5% year-over-year.
How much have home prices changed in Geneva?
Over the past year, home values in Geneva have increased by 9.5%. Over five years, prices have risen approximately 48.5%.
How much do I need to earn to buy a home in Geneva?
To comfortably afford the median home price of $184,237 with a 20% down payment ($36,847) at today's rates (6.8%), you'd need a gross annual income of approximately $48,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Geneva compare to the national average home price?
The national median home value is approximately $410,000. At $184,237, homes in Geneva are 55% below the national average.