Market Overview
Home Prices in Giltner, NE
The median home value in Giltner, NE is $316,233 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.8% compared to a year ago and up 7.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Giltner are priced23% below average.
Over the past five years, Giltner home values have risen by approximately45.4%, reflecting strong long-term appreciation in this market.
Price History
Giltner Home Price Trend
2020
$201,320
$201K
—
2021
$217,504
$218K
+8.0%
2022
$241,844
$242K
+11.2%
2023
$251,490
$251K
+4.0%
2024
$272,508
$273K
+8.4%
2025
$293,305
$293K
+7.6%
2026
$316,233
$316K
+7.8%
City Comparison
Giltner vs. National Median
🏠 Giltner
$316,233
National Median
$410,000
At $316,233, homes in Giltner cost 23% below the national median of $410,000. This makes Giltner a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Giltner?
20% Down Payment
$63,247
on $316,233
Monthly P&I
$1,649/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,094/mo
incl. taxes & insurance
Income Needed
$83,760
gross annual (30% rule)
10% Down Option
$31,623
+ PMI applies
Loan Amount (20% dn)
$252,986
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Giltner, NE?
The median home value in Giltner is $316,233 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.8% year-over-year.
How much have home prices changed in Giltner?
Over the past year, home values in Giltner have increased by 7.8%. Over five years, prices have risen approximately 45.4%.
How much do I need to earn to buy a home in Giltner?
To comfortably afford the median home price of $316,233 with a 20% down payment ($63,247) at today's rates (6.8%), you'd need a gross annual income of approximately $83,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Giltner compare to the national average home price?
The national median home value is approximately $410,000. At $316,233, homes in Giltner are 23% below the national average.